- Hey Angie Nelson here from theworkathomewife.com.
In today's video,
we are going to talk about some great ways
that you can monetize your holiday shopping.
While many people are thinking about shopping
this time of year,
we here at The Work at Home Wife
are always thinking about how we can make more money
doing the things that we're doing anyway,
and that includes holiday shopping.
So today I am going to give you six steps
that you can take in order to make money
while you're shopping this holiday season.
Make sure you stay until the end of the video
to find out how you can learn more
about the great opportunities
I'm talking about in this video,
in addition to some others.
Now, step one in our series here
is going to be signing up for Ebates.
Now, there's a good chance
that you're already familiar with Ebates;
this is a site that will allow you to earn cash back
when you are doing your online shopping
at some of their partner stores.
To date, Ebates has helped members earn over $1 billion
in cash back.
This is a great opportunity.
And if you're like me,
you're signed up for Ebates already,
but you don't always remember to use it.
That was certainly the case for me for several years
until I installed their Ebates button.
This is a little button that goes on your browser,
it's an extension.
Now, once you've installed the Ebates cash back button,
it'll just kind of live in the background of your browser,
until you start shopping.
If you're on one of their partner merchants,
a little button'll pop up in the top of your screen
that will let you know that,
hey, if you click our Ebates button
you can earn some cash back
while you're shopping on this site.
It'll also let you know, sometimes,
if there's a coupon available,
and, like I said,
it just kind of lives in the background.
You really aren't going to notice it at all
until you start your shopping.
In some cases,
it will even give you a little alert up there in the button
if you're not on a merchant site.
Sometimes it'll let you know
if the product that you're looking at
is available at a lower price somewhere else,
or if a coupon is available,
or if cash back is available.
So there are some benefits
to installing that button as well,
in addition to that cash back.
Now Ebates sends out checks quarterly.
As long as you meet their threshold,
they will go ahead and send you a check through the mail.
That happens once a quarter.
Now, it's really easy to get started with Ebates.
It is a free program,
it isn't going to cost you anything
to shop through those links,
but it is going to allow you to earn some of that cash back,
without really having to do anything extra.
Now step two is to sign up for Shopkick.
Shopkick can be used online,
just as you would Ebates,
by shopping through their links and their partner shops.
But one great thing that I do like about is
is for those of us
that do a lot of in-person shopping as well.
Shopkick will allow you to earn Kicks
at many of their partner stores.
And some of these stores,
all you have to do is just walk into the store
and it earn a Kick.
In some cases they may want you to check a price.
And because of that,
it's just a really simple way to start earning
a little bit of extra money
by doing things that you're going to be doing anyway.
These points, or Kicks as they're called,
can be redeemed for free gift cards
at stores like Amazon, Starbucks, and more.
And to date, Shopkick says that they've helped their users
earn more than $68 million in free gift cards.
I'm sure you could use a little bit of that
when it comes time for you to do your holiday shopping
this year.
Now, step three is going to be signing up for a program
called Paribus.
Paribus has been around for several years now.
A couples years back it was acquired by Capital One,
and since then it is totally free to use.
They don't charge you anything
for helping you with their service,
it's 100% free.
And the way that the Paribus program works
is that you link up your email address.
The email that you receive
most of your shopping receipts for
when you're shopping online.
This is a good one.
They only work with about 30 stores,
so this isn't going to be one
that's going to allow you to learn a lot of cash back,
but it does work with some big retailers
like Amazon or Walmart.
Now as I said,
this service links up to your email address,
and it has a little software program
that watches for incoming email receipts
from their partner stores.
Now once it spots one of those receipts,
what this program is going to do
is watch for price drops on the products that you purchased.
If it spots a price drop on something that you purchased
that's within the guarantee window,
Paribus is going to go ahead and reach out to that merchant
and request that difference in price.
If it's granted,
that will be sent right back to the card that you purchased
the product with.
So it won't be Paribus that's sending you cash back,
it will be the merchant
that's just refunding that difference in price
should there be a price drop.
Now, a lot of people are worried about giving Paribus
access to their email,
but as I said,
one thing to keep in mind is this is a company
that was acquired by Capital One back in 2016,
so it does have a big name behind it that you can trust.
Paribus also ensures that they do not open any email
other than the receipts from their partner stores,
and they also guarantee
that they're not going to share your data.
Now, if price matching is something
that you're really interested in,
but maybe you do a lot of your shopping in the store
as opposed to online,
one app that you are going to want to check in to
is the Walmart Savings Catcher,
if you are a Walmart shopper.
This one's really simple to use,
whenever you shop at Walmart just go ahead
and scan that QR code that's at the bottom of your receipt
with the smartphone app that's on your phone.
And then Walmart will go to work,
and as far as price checking,
they will look through the other sales fliers
from their competitors in your area.
And if any of the items that you purchased that day
are available at a lower price
in one of those sales fliers,
Walmart's going to give you the difference,
there in their Savings Catcher app.
So that's definitely one to check out
if you do in store shopping,
and if you're a Walmart shopper.
It's a free program,
so go ahead and put that one to good use as well.
Now, step four is signing up for Acorns.
If you're already going to be spending money
this shopping season,
what's a few more cents?
Now what Acorns does,
is there are a service that I started using
about a year ago.
What they do is watch you,
when you sign up you're going to link up a credit card
or a debit card of your choosing.
And Acorns is then going to start watching for purchases.
You can set it up so that when you make a purchase,
Acorns will round it up to the next dollar,
and it will take those cents and it will invest them.
So this isn't one
that's going to be necessarily a savings account,
it's going to be an investment account.
And they actually have quite a few different ways
that you can start investing with that service,
in addition to those round-ups,
they do have the opportunity to go ahead
and set up a certain amount to be invested
on a recurring schedule;
maybe that's $20 a month for you,
or a couple dollars a week.
It will go ahead and start investing that money
on a regular basis.
Now, as of May 2018,
over 3.5 million people were using the Acorns service.
And most of those were millennials.
Now, Acorns does cost you $1 per month
for accounts with balances less than $5,000.
It does go to a certain percentage
once you do reach that $5,000 mark.
Now, the lest step we're going to talk about today
is Receipt Hog.
If you're already doing things
like scanning receipts for Ibotta,
or scanning those Walmart receipts for the Savings Catcher,
you can go ahead and start scanning them
with Receipt Hog as well.
This is another app that's going to go on your phone.
Unlike many of the opportunities
we're talking about today,
this one isn't going to be tied to any specific merchant.
Instead what it is going to give you credit
is based on the categories that you're shopping.
Now, this one allows you to earn in three different ways.
You can earn coins, which is going to be money.
You can earn spins, which is a chance to win coins.
Or sweepstakes, which is another chance to win some coins.
Now, the coins are always going to equal cash.
And the other two are just going to be,
kind of entries, and a game of chance,
in order to give you the opportunity to earn cash.
Coins, you can redeem them for PayPal cash,
gift cards, or some of the other rewards
that are offered by Receipt Hog.
Now, at the time of filming this video,
the receipt rewards kind of worked in the following ways.
You could earn coins from retailers
that primarily sell consumer products,
like groceries, pharmacies, convenience stores.
And those coins are based on the receipt's total.
Now, the spin receipts are from all other stores,
like clothing stores, auto parts, home improvement,
office supplies, things like that.
Now, currently,
each of these receipts will earn you one spin,
and that spin will give you the chance to earn coins.
Now, their sweepstake-only receipts
are going to be a lot of things in the other categories;
we're talking about restaurants, bakeries,
maybe you stop and just got gas at the convenience store
as opposed to buying anything inside.
You can go ahead and scan those receipts,
but what they're going to do is give you entries
into their monthly sweepstakes.
You aren't going to earn any spins or coins off the bat.
This'll just give you an entry into a sweepstakes,
that's an opportunity to earn some more coins.
Now, Receipt Hog only accepts receipts
that are less than 14 days old,
and there are going to be some receipts
that aren't going to earn you anything.
Those are going to be things like credit card bills,
ticket stubs, service invoice, handwritten receipts,
things like that.
Now, occasionally there is a wait list for Receipt Hog,
so I'll go ahead and leave you a link
in the description below,
and you can get that app downloaded now,
or get on the wait list.
Now, those are just a few of the great ways
that you can monetize your holiday shopping.
And you don't have to just use these
during the holiday season,
you can use them year 'round as well.
Whenever you can earn some extra cash
by doing things you're doing anyway,
it's a good day in my book.
Now, you aren't going to get rich,
you're probably not going to be able to shop for free,
but every little bit counts.
Now I'm going to leave you some links
in the description below to these opportunities,
along with some others.
Go ahead and check those out.
As always, if you know of any other great opportunities,
go ahead and share them in the comments.
My viewers always love learning about other opportunities
that are available.
And before you leave today,
please make sure that you are subscribed to my channel
so you'll get notification of the next video.
And if you like today's video,
please give it a like and a share as well.
Until next time,
I wish you best of luck
in finding some great money making opportunities.
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