Auto news on Youtube Nov 29 2018

Hey guys it's John Kevitz from Acquire Liberty thanks for spending your time

with me here today. Today I am back on camera back to the regular or normal

routine last five videos I did for you had to do it send lay and I had a lot of

questions about you know setting up a semolina count get response or whatever

I figured I'd start with Cyn Lane because it seemed to be the easiest one

for new people who are giving it to affiliate marketing or any kind of

online marketing for that matter to work with so I hope that was helpful for you

I hope it was beneficial and if you did like it I hope you would like those

videos and leave comments below for them and let me know if they helped you out

but we're back here today and we're gonna start a new we're gonna do the

same things we used to do in the past is and that's actually give you

opportunities and places you can go to make money online okay and today I found

the little thing that that actually is actually perfect for this time of year

and I'm gonna show you how you can make money buying and selling mostly selling

things that usually get a lot of during the holiday season but sometimes you

don't even want them but I'm gonna show you how you make money selling them

alright guys but before we get into that I want you to click on my subscribe

button for my youtube channel then if you click on that click on a little bell

notification so every time I make an upload you'll get to see it first and if

you're serious about working from home you want to generate a full time income

from the comfort of your house okay you don't want a boss hanging over your

shoulder you don't want to worry about annoying co-workers bothering you all

day long you want to be your own person you want to be independent

you want to make you know the money that you want to make and be you know

reliable and dependable independent on how much money you bring him in to your

household in your home click that link below it's a free video it's how I got

started to sow thousands of other people got started and were able to make money

from home full-time or if you so choose and don't want to jump into it full time

you can do it part-time you can earn a little extra money it teaches you the

ins and outs of working online and all the opportunities are out there and

available for you okay but well any further ado let's get started in today

and what I have to show you and it is called dented it card pool now some

people may or may not have seen this before I'm betting that most people

haven't at least not the people who watch my videos or you know online car

pool is basically a website where you can actually get you know gift cards

from people during the holiday seasons or for your birthday whatever and we've

all been there we've gotten cards before where we've you know don't really want

them don't really need them right we don't we really have no need for them

like look at this one here you have Airbnb gift cards right down here right

there's not a lot of people who go to Airbnb yes there are some yes there are

somewhat like the idea yes there are some that actually use it but a lot of

people get these cards from people who would like to travel is that the other

thing so that's a nice little gift card we'll give to someone on the holidays

but most people like myself would rather our best buy card I'd rather go and get

some technology stuff you know something that's more suited to what I like like

maybe getting a new microphone or a new monitor or you know anything like that

but we all have gotten gift cards were like hmm don't really need that I'm not

gonna really go spend it so it's kind of wasted money so what you do is you come

to a place like this you come to a card pool calm you come in here you type in

what kind of car that you have what kind of give a card that you had and it will

tell you how much you'll get for it now generally let's just say hypothetically

speaking now this would never happened for me because I love Best Buy but if

you have a Best Buy card right let's just say it's worth 100 bucks you got a

really good card you don't want to waste it you know but let's just say you're

about a airbnb guy you have nothing to do with technology I like to travel you

should had an Airbnb card right this is say and you had a Best Buy Crothers with

a hundred dollars you're going to get but I think it's a 92% roughly give or

take a couple pennies here and there 92% of the worth of that card so instead of

something going to waste that you're not going to use at all

you can actually come here get ninety two percent of what the card is worth

and still have some money to spend right now

you can also get this in an Amazon gift card or you can get it paid in cheque

which means they would mail it to you now

they don't pay with PayPal yet I don't understand why it's one of the very few

websites I've shown you throughout the you know passage of time here on this

YouTube channel that you know you get 99% payouts come from PayPal or go

through PayPal this one does not you either get paid through Amazon gift

cards which everyone they figure can use because you could buy something online

through amazon.com or you can get paid by check and you you give that option

whenever you put in a card but let me let me give you an example here well

first I want to show you this see how it works what basically comes up you won't

hear this I hear this but you go to the website and then there's this girl that

pops up on the screen Shelley hunter gift card girlfriend

hey catchy slogan right and she explains to you basically that you know the nuts

and bolts of it which is obviously really simplistic and basically what I

just told you in the beginning of this video but after you get that one doing

that just pause that video for a second you can go to right here cell you go to

sell cards right and you actually can put in what's card you wanted to sell

now I told you the about this in the last a few seconds ago you could put

$100 Best Buy card in here and say you wanted to sell it sell Best Buy gift

cards right you choose how you want to get paid in like I said you have an

Amazon gift card here or mail me a check alright so sell directly to carpool or

list your card you have two options obviously you sell it directly to

carpool you get less money but it's sold you have to worry about it you're done

it's finished or you can actually post it on card pool and someone will come

along and buy it from you so if you do it the latter option you get $89 if you

just saw it right directly to carpool you get 88 50 so you lose 50 cents which

one do you think you're probably gonna take they know you're gonna take the car

pool card card pool one right I know I probably would cuz I'm impatient I don't

be waiting to see if someone buyed my you know purchase my card or whatever

now the only time that I change for me if I sit though just for

the sake of argument let's just say it's $89 to you know put it up on the website

for someone else to buy it besides card pool and you sell it to card pool and

they say well I'm gonna only get a VA like 70 bucks for it

some people might need the money ASAP some people will wait it out just make

that extra money that's PI I would probably sit there and wait because

someone's probably gonna bite it right you have to pay a hundred dollars for a

hundred give car to be a nice gift for somebody so you buy the card they mail

it to you and then you give it to whoever you want to or give it to

yourself whatever the case may be right so that's that's something you have to

keep in mind now let me see here you have another option and I looked my area

up and there is actually a machine locally that takes gift cards from card

pool I think it was the local target so if you have a target in your area check

out any Target stores locally in your area or punch in your zip code right

here it'll tell you your closest cache assistant locations which basically

tells you there's a kiosk location that does that for you we associate it with

card pool or you actually have a card pool machine in your local area and like

I just told you I looked at my local area to see if I could do that and I

would just go to you know cashier assistant locations if I wanted to go to

Target my local Target I could go there I could I wouldn't have to wait for a

check I could get the cash if I just wanted to if I want to sell directly the

car pool I have the cash in hand right then and there don't have three four

you know caviar check getting mailed to me so that's something that's really I

think helpful and the reason I like I said I wanted to show this to people

because it's really handy it's really useful this is really something that

people can utilize during the holiday season when everybody's getting all

these gift cards and you know companies give out gift cards I'm banking on the

chance that someone that you know you give a good gift card to doesn't use it

it just kind of sits in the drawer never gets used so this is a way to make sure

that you know that money gets used because they gain money and they don't

lose any money if the card isn't used right so it's the smile those little

other things that they actually came up with that you know turns out to be

profitable I know I I got a couple gift cards in the past where they just sat in

the drawer for like five six years I pulled them

of course they were expired well that company made the money off whoever

bought me the gift card right and I never got anything in return so it was

pure profit for them they didn't lose anything it wasn't even a gift car they

would just slow the card you that actually they got you got nothing in

return for so this is a way and oh this is a great thing too I wanted to point

out to you I think it says it on the main page here no expiration so that

means if you have any kind of these card any of these cards here I didn't look at

all the browsing all the brands but if you have any of these cards here right

and plus some look they have a couple more pages up to 14 pages of cards if

you have any cards they'll take them no matter how old they are which is really

awesome doesn't mean you're going to get a lot of money for them sometimes I'm

sure but it's still better than nothing so keep that in mind if you're looking

at this website here all right guys listen that's all I have for you today I

hope this helped you out I think this is just another option or you can make some

quick money you know a little side hustle for yourself if you get some cars

you know somebody has any all these extra gift cards you know someone you

know collects these things maybe has a ton of them in their drawer you can make

some quick money just using this website here this is gonna make your riches at a

full time job obviously not but it's you know a nice little thing for the season

the time of the year I would say something you could use occurring Lee

all year through making some extra money cuz these gift card things are like you

know water now everybody's giving gift cards in that cash I like cash cold hard

cash alright guys listen I hope this YouTube video helped you out if you

would be so kind like the video leave a comment below let me know if it worked

out free if it helped you if you ever use this before it actually helped apply

to other people who view the video and remember subscribe to my youtube channel

click on the little Bell notifications and every time you click on the Bell

that means you'll get to see when I upload videos first that'll help you out

Tom huh somehow make some extra money for yourself or possibly create a full

time income and even better yet passive income which takes me back to the link

down below the first link and below click that link watch the free video see

how I was able to work from home full-time see how thousands of other

people been able to do the same thing and not only that but if you're scared

you're not sure if you need education about how to work online if you need a

product to actually sell online right click that link below you have all the

options there if you want to make a little extra money part-time when you

fold time money passive money passive monies the key folks to freedom and

enjoyment all right guys listen remember you could follow me I've yeah I was

gonna say Facebook but I'm not really on Facebook too much so you can follow me

on Twitter YouTube and definitely Instagram Instagram and YouTube they are

starting to become my homes now used to be Facebook way off in the beginning of

my career here doing this but I've since turned to more Instagram stuff and

YouTube stuff and also remember check out my website Acquire Liberty dot come for

a ton of resources for people who want to work online look under the resources

tab alright guys that's all I have for today

and the resources tab is right here until next time what do I always say I

say God Bless you guys take care until next time bye now.

For more infomation >> How To Make Extra Money With Gift Cards - Duration: 12:09.

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Best Money Earning Apps 2018 | How To Earn Money In Online | Latest Technology Updates 2018 - Duration: 4:21.

Best Money Earning Apps 2018

How To Earn Money In Online

Latest Technology Updates 2018

For more infomation >> Best Money Earning Apps 2018 | How To Earn Money In Online | Latest Technology Updates 2018 - Duration: 4:21.

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How Much Do Affiliate Marketers Make? (Make Money!) - Duration: 6:26.

Chances are that you've about affiliate marketing and you want to know how you can use it to

make more money.

Well, you came to the right place.

What's up, go-getter?

It's Angie with Fab and Focused, and on my channel I talk about successful side hustle

advice to help you turn it into your main hustle.

Be sure to subscribe to my channel and hit that bell so that way you can get notified

when I post a new video every week.

Let's start off with what is affiliate marketing actually is.

Affiliate marketing is when a company pays you to promote their products through a commission.

Basically you promote the product, someone buys the product through you, and then you

get a percentage of the total sales for your work.

And there's a lot of affiliate programs out there, but they usually work the same way.

Now, I've made a couple thousand dollars myself with affiliate marketing, so I am so excited

to share this with you guys.

Let's talk about getting started.

Before you do anything else, you need to figure out your personal brand.

If you already have a social media presence then this is not going to be hard to figure

out.

What are most of your posts about?

And what subjects get the most people talking on your page?

Once you've figured out what kinds of things people associate with you personally, then

you want to look for products and services that match your image.

And if you don't have a social media presence, then that's fine.

Just think about things that you like, or know a lot about.

Once you've identified a few things that you feel really comfortable and confident talking

about, then you can look for brands that match your interests.

And actually I accidentally did this and I made $4,000 the first time with affiliate

marketing.

I made a video about it of course.

I'll add that link somewhere here and in the description below.

Go ahead and check it out if you want.

The good news is that most brands have some kind of affiliate program.

There's literally thousands to choose from.

And you can find the right one just by simply Googling it.

If you're into cosmetics, then just type cosmetic affiliate program.

If you're into health, the health affiliate program.

You get the idea, right?

Just a little side note, sometimes you're going to have to go through a whole application

process before you can get approved to promote that product or service.

Brands are very selective on who they want promoting their products, at least some.

All right, now I want to hear from you guys.

Comment below and tell me if you can think of a product or service that you're really

interesting in trying to promote.

With that in mind, let's talk about making money.

Once you're all signed up and approved the company is going to send you an affiliate

link.

And this affiliate link is basically your golden ticket because any purchases made with

that link is going to make you money.

Now with that said, commissions do vary from program to program.

So it could literally be 1% to 75% or more that you could be making off commission for

a particular product you're promoting.

Now, where you post that link is entirely up to you.

But I wanted to give you a few options.

The first are Facebook posts.

They are a great way for you to experiment with the wording to see what works and what

doesn't work.

Another one is Instagram.

It's great, but the thing is that you can't really link it to the caption or the comment,

you have to put it in the bio section.

So when people actually click on it, it'll take them to that product or service.

Another one is through your YouTube channel.

You can and you should include it your description of your video.

And if you like writing and have a blog that you can actually post it there as well.

As far as the affiliate link itself, the one that the company usually gives you is pretty

long and it looks pretty spammy, so what I like to do is use a tool called Bitly to shorten

it up.

What you basically do is you copy the long link and then you paste it on there, and what

it'll do, it'll generate a shorter one.

That's the one that I use to post on my Instagram bio section or my Facebook post.

I encourage you guys to do the same.

I'll add that link for you below, if you want to go check that out.

All right, now let's get into the pros and cons of affiliate marketing.

Like any other job, affiliate marketing does have its share of pros and cons that you should

consider.

The first pro is that it's passive income, which means that as long as your link is active

and up then you're going to make money.

And if you get really good at it, then you can make this your main source of income.

Another pro is that there's really no startup costs, which means that you don't really need

to have a website, a business, to start doing affiliate marketing.

The third pro, and it's probably my favorite, is that you don't need to create a product

or store it anywhere in your house or anything like that.

The fourth is that you can use social media, and that's free to use.

So literally there's no excuses to not do this.

And last but not least is that you get to talk about products and services that you

like, which is always fun.

With that said, the biggest con is that if you don't have an online presence, or it's

very low, it is going to take you some time to generate some money.

Now there is a way of promoting products and services, but just keep in mind that nobody

wants someone who is constantly and aggressively just telling them to buy, buy, buy.

So instead, start off by explaining the benefits, the features, your experience with the product,

things like that so it comes off more of like a conversation.

Just don't ever come across really sales-y.

Because if you do, people are not going to buy it.

Now, I did want to mention a few disclaimers.

The first is that you're obligated by the FTC to tell people that you're going to be

making commission off that product or service that you're promoting.

The thing is that you don't you deceiving people.

If you have a blog, you can just put a little disclaimer on there.

If you have a YouTube channel or you're making a video on that product and you can state

it at the end.

And also put it in the description below.

What I've found is that when you're honest and upfront and transparent with people, then

they're going to want to buy even more, whatever it is that you're promoting.

But anyway, I encourage you to go to the FTC site and review all of that before you start

promoting.

I'll add that link for you below, just to make it a little easier.

Now, the second thing that I do want to warn you is that reputation is everything.

With that said, always be selective of the products or services that you promote.

If you promote a very cheap and bad product just to get money, then you're eventually

going to ruin your reputation, and then no one is going to want to buy from you.

And that's a wrap.

If you have any questions, feel free to leave a comment below and I will be more than happy

to help you.

Now if you want to know more about affiliate marketing, then I invite you to join my exclusive

group called CLUB Fan and Focused where you're going to meet like-minded people who are starting

their business or side hustle.

You're going to get encouragement from me and your Fab fam.

The link to join is in the description below.

If you liked this video, please let me know by liking it below, subscribing, and also

sharing it with your friends.

Until next time.

Okay, let's get it.

So, oh.

Couldn't we just let it stick in there?

This damn hair!

And then you get a commission of the total ... okay, so.

Here it goes again.

This little piece of hair.

Damn it.

Well, you came to the right place.

We're going to be talking about blah, blah, blah.

For more infomation >> How Much Do Affiliate Marketers Make? (Make Money!) - Duration: 6:26.

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Top 5 Money Moves to Make After College - Duration: 5:11.

Ah, the fresh spring air and your whole life ahead of you.

Graduating from college is both an exciting and a stressful time as young adult.

To help you handle that stress, here are five money moves to make after graduating from

college.

Figure out your student loans.

If you're one of over 70% of people graduating with student loan debt, now is the time to

get on top of repayments.

Most student loans have a 6-month grace period which means you won't have to start repaying

your loans until 6 months after graduation.

This doesn't mean you should wait for 5 months and 29 days before you start researching your

repayment options.

Instead, use this time to research your repayment options, figure out how to make payments,

set up automatic payments, and develop a financial plan to pay down those loans.

By default, student loans are typically set to be repaid with fixed payments over a set

number of years.

However, if the standard repayment plan is not suitable for you, there are a number of

other options that can make your payments more manageable.

As a reminder, your student loan payments will become due, even if you don't receive

a bill.

If you don't know where to make your payments, you can retrieve your loan information from

your school's financial aid office.

Once you've figured that out, setting up automatic payments is key to helping you avoid a missed

payment.

Missed payments often lead to extra fees and can eventually lead to negative marks on your

credit report if left unpaid.

Create a monthly budget.

Regardless of how much you make, understanding where your money is going is crucial to any

good financial plan.

There are many different ways to create a budget and they don't have to be difficult

to make.

Here are a few key steps to making a simple budget.

First, figure out where you'll write down your budget.

How you do this is up to you.

I prefer using apps like Mint and You Need A Budget to keep my budget digital, but you

can always bust out a pencil and paper to manage your budget.

Then, you want to write down what your take-home income is.

If you receive a regular paycheck, this should be easy because your paycheck should already

have deductions for things like taxes and insurance taken out of it.

Once you've figured out your income, you'll want to determine your expenses.

You can start by looking at your fixed expenses that don't change much from month to month.

Examples include payments for your home, car, cable, internet, and any other services you

make regular payments on.

From there, you'll want to give your best estimate of your variable expenses.

These include expenses that fluctuate from month to month such as groceries, gasoline

and entertainment.

Once you've got that figured out, simply subtract your expenses from your income to get your

total monthly income.

If it's positive, you can put that money into paying down debt or investing in other things.

If its negative, you'll have to look back and see what changes can be made to increase

income or cut costs.

Lastly, keep track of your monthly expenses and review how accurate your budget was at

the end of the month.

Create an emergency fund.

Creating an emergency fund is one of the single most important financial actions you can take.

An emergency fund is simply a bank account with money set aside to be used only for unplanned

emergencies.

This account is dedicated for things like an unexpected medical emergency, car troubles,

home repairs, or a sudden loss of a job.

By not having an emergency fund, a sudden unexpected expense might come up that forces

you to borrow money.

Emergency funds also give you peace of mind in knowing that you're prepared for whatever

life throws at you.

There is no one size fits all answer about how much you should save in an emergency fund,

but most people generally advise saving 3 to 6 months of living expenses into the fund.

Learn to Cook.

Learning to cook isn't just good for your health, it's also good for your wallet.

People who cook at home regularly save money and feel better about themselves.

If you're just learning to cook for the first time, stick with simple recipes with

5 or fewer ingredients.

You can find these on recipe sites like allrecipes.com or by searching on YouTube.

After practicing for a bit, you'll be making great meals for a fraction of the cost of

eating out.

Start investing for retirement.

Retirement might seem like ages from now, but there's no better time than the present

to start saving for retirement.

This is because of what's called the time value of money.

Basically, investing a dollar today is worth more than investing a dollar in the future

because that $1 investment today can start earning you dividend and interest income.

For example, if you invested $100 in a stock that pays you a 10% dividend each year, after

one year you would have $110.

But what about the next year?

After the second year, you would get 10% of $110 which is $11 in dividends for a total

investment of $121.

So how does this relate to investing for retirement?

Well, if you were to invest $10,000 at age 25 in an investment that gives you a 7% annual

return, you would have nearly $150,000 by the time you are 65.

What if you invested that same $10,000 5 years later at age 30?

With the same 7% annual return, you would only have about $107,000.

That's $43,000 less on the same $10,000 investment!

For this reason, you should start investing as soon as you can.

Thanks for watching.

Let me know in the comments below what topic you would like to learn about next, and if

you're new to this channel, subscribe for more videos!

For more infomation >> Top 5 Money Moves to Make After College - Duration: 5:11.

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Where We Spend Our Money (Our Top 5 Monthly Expenses) - Duration: 12:18.

are you curious what other families budgets look like where are they

spending their money how much are they spending how much are they saving in

this video I'm sharing with you our top five expenses each month where our money

goes and how we are forward what we do hi everyone welcome back to my channel

my name is Meredith Rines, I'm a certified financial planner a budget

strategist a wife a mom and a business owner I love helping families learn how

to budget their money so they can finally start paying down their debt and

living a life they've always dreamed of I share weekly videos with you to help

you learn how to plan prepare and protect your family so make sure you

subscribe to my channel to never miss a new video like I said and this video I

am pulling back the curtain I am gonna share with you our top five monthly

expenses how we afford what we do and maybe what's missing from our budget

stick with me because I'm also gonna share with you how you can grab the

budget success checklist it is my 9 step go-to guide for creating the budget of

your dreams this guy will walk you through step by

step to know what expenses you have where your money is going where maybe it

shouldn't be going and so that you can create a flexible workable budget to

reach your goals let's jump right in alright so the first expense we have

that takes up a big chunk of our money is retirement that's right we spend most

of our money each and every month going towards our future going towards our

retirement for us that is simply our 401ks in our IRAs I qualify for my 401k

at my employer and if I put in five percent of my income they will put in

the four percent for free Ferrari so that is what we do so I put in five

percent of my income I get four percent for free so it's as like as if I am

putting back nine percent of my gross pay however it's only cost me five

percent if you have a 401k at your work and you are not contributing or you're

not contributing enough to get the full max of your free money go talk to your

HR person go talk to your retirement benefits person and get that taken care

of that is free money that is literally flying by you're wasting it so go talk

to them to ask them how much more you should be contributing so that you can

qualify for the free amount now my husband jet

he hasn't been with his employer for a year yet he does not qualify for the

401k plan so he is not contributing to his however his plan will be set up

similar to mine and once he crosses that year one-year mark we will set him up as

well so that will be an additional amount the other part that we are

contributing to is our Roth IRAs now if you don't have an IRA or Roth or

traditional and you're not sure what they are I really highly advise going

and talk with a certified financial planner or a financial adviser so that

you can get the best advice that fits your family however for us we are

contributing each to Roth IRAs we have been for years now when my husband

wanted to go back to school and he took a year off of work so he could goes to

his school full-time we had to lower what we were contributing down pretty

low but we were still putting in money each and every month now this time

around we are doing more so he got a job again back in June and after a few

months of saving and replenishing our emergency fund and making sure that we

were ready to rock and roll we upped our Roth IRA contributions to the maximum

which is a huge chunk of money if you were under the age of 50 you can

contribute $5,500 each and every year per person and per

you know you and your spouse so that would be eleven thousand dollars total

if you were over the age of 50 you can do 6,500 per person so that would be

$13,000 per year you can divide that out by a monthly expense you can wait you

know you can do a smaller monthly expense you can wait till you get a

bonus and then you know catch up whatever you want to do but you need to

be doing something into an IRA like I said go talk to a financial planner so

that way it fits you and your family and your risk and everything else perfectly

the second expense that we spend the most amount on is groceries that's right

we spent a lot of money on groceries each month for our family of three we

typically spend about three hundred dollars now we are human so we are not

perfect but if you're not sure how much money you should

he's spending each month go check out my video I will link it in the cards and

down below for you that talks about setting the perfect grocery budget for

your family no matter how many kids you have no matter if you have you know your

mother or your mother-in-law living with you no matter what that is it'll help

you set up the perfect budget but we spend about $300 like I said some months

were good some months were under some months were over but on average it's

about $300 so that is our next biggest expense now when they talk about

groceries I'm not just talking about the food we eat for lunch and breakfast and

dinner I'm also talking about paper goods cleaning products and things like

that that we need around the house and I did create a video that I will link for

you as well that talks about what to include in your grocery budget and maybe

what you should not include in your grocery budget to help you really stick

to it our third expense is our cell phone yes we spend a lot on our cell

phone each month and I hate it I hate it and I probably need to do more research

but I have not done that yet because we really like the company were with and

our small town not every company is equal not every company has good

coverage the one we are with has the best coverage for where we live and

where we travel that is why we stick with it but we do have one of the

biggest plans that you can get we've got unlimited minutes unlimited text

unlimited data because my husband is a Salesman he travels and he's on the road

a lot for his job every single day he needs to be able to connect to his you

know customers has vendors he needs to talk to his team he also needs to talk

and be able to upload things into the system and order his sales and

everything else so for me I really want him to not have to worry about minutes

and texts because that's what he uses the most of for me I travel a lot during

the summer and fall for my work and I don't want to have to worry about my

data or my texts or my minutes because I want to call and check in on my little

boy a thousand times I want to be able to do that and not worry about my

minutes if I need to look up a you know an application for a client while I'm

out of the office to make sure that it gets done I can do that without having

to worry about reaching my data and going over so yes we do spend quite a

on our cellphones the next biggest expense is insurance and I'm gonna lump

all of our insurance and together because I do think it's easier so when I

talk about insurance I'm talking our auto insurance our home insurance our

umbrella policy and our life insurance and also our medical insurance

our medical insurance is also covered by earth through our employers - through my

employer Jay and our son is through his employer but that is still a monthly

expense that we have to pay out of our check so that includes in that as well

then we also have our car insurance we also have our home insurance and then

finally an umbrella policy and two life insurance policies for Jay and I so that

is a huge chunk of money each month to make sure that we are fully covered

recently I switched insurance companies after I did some research on different

brands and different types and different policies and I found a company that was

pretty popular that we switched to that we got even more coverage including than

a million dollar umbrella policy for only a few dollars more than what we

were already paying so for me that umbrella policy was a nice peace of mind

to know that if for some reason we get into an accident or someone gets hurt on

our property or we caused an accident we are protected up to a million dollars

nice to know especially being a family with young kids I don't necessarily want

to lose everything we have built because of an accident I want to be able to make

sure that we are protecting the final fifth biggest expense we spend money on

is college funding yes my husband and I both have college debt we both had to

put ourselves through college I was very fortunate that my parents paid for my

undergrad degree however I did pay for my masters my husband had to pay for his

college as well so we understand the pain of graduating with no job and

having student loans and having debt and payments start within a couple months we

didn't want that for our son so we have started a college fund for him as well

now we aren't able to put in a ton of money each and every month like we wish

however every little bit helps and that's what we do so we created our

budget we found a spot that was easy you know plop in a college fund that's

what we did we set up automatic payments so if for some reason month money gets a

little tight guess whether it's an auto payment that means that we've got to

spend less eating out or maybe get a little tighter in the grocery budget

because I'm not changing that amount so that how that's how it works with our

Ras and our college fund I'm not changing those amounts because we can't

budget our money one month or neck or two months so we've got to cut other

places too so that we are still you know planning for our future and our son's

future but you can go talk to a financial planner about a college fund

for your kids you can start those for very little each month you can start one

now build it for one child and then when they were done using it you can even

transfer it to the other child there are plenty of ways and plenty of planning

techniques you can use with 529s I personally love them we use them a lot

at my work and now our son has one as well so if you're curious about how in

the world you are gonna be able to afford all these things that's where I

want you to grab my budget success checklist like I said it's that nine

step guide it really helps you break down where your money is going where you

want it to go so that you can create the path to get there now you're probably

sitting here thinking to yourself okay Meredith you didn't talk about mortgage

or rent or anything like that and it's true we that is not our biggest expense

because we currently rent we are in the process of talking to banks so that we

can buy the house that we are currently living in but we don't own it yet and

our you know the amount that we pay for our home each month is very little

compared to the other things that we get to do and we plan that for a reason we

moved home for a reason we live in a house my parents owned for a reason we

will buy it from them within the next few months and it will be our house and

then will this list will probably have to be changed because I'm sure that

mortgage will be a lot more than what we're currently paying but for now that

is why it's not on here the other thing you won't see on here is

loan payments I do have we do have two small school loans so like I talked

about that we graduated with however we are paying those off and our payments

are not nearly as much as what we already are paying

on retirement and you know groceries and things like that so we are very

fortunate in that aspect the other thing you won't see you won't see any other

personal loans or credit cards because we don't have those I do have a car car

payment that is small that will be paid off by an end of next year and then we

won't have any other car payments as well so that's why those are not on my

top-five list now you know my top five expenses I'm curious what is one of your

biggest expenses that you spend on each and every month leave a comment let me

know I'm very curious I loved seeing these type of videos where people are

spending their money how they're able to afford what they are and it all comes

down to having a workable plan and that is where a budget comes in a budget is

not a restrictive type you know controlling feature of your life it is

something that you can create to help you reach your goals it is a plan it is

a path it is a map so that is why I am super passionate about budgets

don't forget grab that nine step guide like I've linked down below for you and

let me know what is your biggest expense and if you have questions let me know

those as well and I will be happy to reach out to you and answer those

questions and I will see you next time

For more infomation >> Where We Spend Our Money (Our Top 5 Monthly Expenses) - Duration: 12:18.

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How To ACTUALLY Make Money Through Gaming & eSports | REALISTIC METHOD - Duration: 16:09.

so at this point everyone knows just how big eSports is and how lucrative it can

be if you don't know well then you're missing out on a big business

opportunity here that's forty nine hundred million in ninety days our next

guest is trying to cash in all this in sports gaming craze in this video I'm

going to guide you step-by-step how exactly to make money and scale your

business with helping a competitive eSports player because unfortunately not

everyone is the next Ninja (Tyler Belvins) What is up hustlers, welcome back to side hustle

Academy a channel where I teach you how to set up additional income sources on

the side so you can one day chase lifestyle not dollars if you haven't

already subscribed for this channel then you may want to consider hearing that

subscribe button in that notification bill to join the notification squad

because lit content and knowledge bums has dropped every single Wednesday's 4

p.m. Eastern Standard Time now eSports it is a complete Beast it is

expected to draw in the near future 1.5 billion dollars in revenue per year and

also draw 600 million in people watching just in a single year and this is

according to a Deloitte report I enjoy a little gaming hearing there and back in

the day I had dreams of becoming a pro gamer but let's be serious my chances of

becoming a pro player on the global stage winning a slice of the prize pool

which is often a few million dollars is so slim but the prize pool isn't where

it's at your chances of creating an e-commerce store and targeting gamers

and selling Ganey products and making a lot of money and taking a slice of the

multi trillion-dollar world of e-commerce is far higher than becoming a

pro gamer so for all the gamers out there I am going to show you how to

chase your hobby set up an e-commerce store Target fellow gamers and sell

gaming products for a profit so I'm going to jump up to my laptop right now

and show you guys step by step how exactly to do this so let's get onto it

okay so now that we know the power of gaming and eSports let's go ahead and

I'll show you how to set up an e-commerce store very quickly and target

gamers so the first things first let's talk about products where are you going

to source these products let's go ahead and type in Aliexpress and click on the

first result for those who don't already know at least Express is kind of like a

manufacturers version of eBay to sum it up so let's go ahead and click on that

and here's where you're gonna find your relevant products so I've already typed

in Gaming Mouse so let's search that up as an example now you can go with gaming

keyboards and go with microphones etc etc and the options are plentiful but

for an example as an example let's look at the gaming mice is here and so we're

looking at you know 10 to 30 USD that's very cheap let's click on the first

option and as you can tell if you look at the orders there is quite a few

orders for this specific product that's an over 9000 orders so we know that this

is a height to product okay so looking at this product it looks like a pretty

nifty gaming mice actually and and what's more important is let's let's see

if they offer a packet shipping okay sir if we click on a packet we always want

to go with a packet shipping because it's the fastest delivery time yet the

shipping cost is very low so it click OK and now we can essentially get this

specific Mouse for roughly 10 USD delivered now you can resell this Mouse

for much higher than that because if you're a gamer you know that gaming

mouses or mice as I should say go from upwards of $100 so guys you can already

start to see the potential here if you market it correctly marking it well to

the right people there are bound to be people that want to buy this Mouse

especially if they're going through Facebook feeds and they're a gamer and

they get hit with a very nice ad and you've set up a really nice ecommerce

store chances are they're going to impulse buy this if you've set this at

like 40 to 50 Westie and that's a very high profit

margin so that is where you're gonna source your products from okay now how

about the ecommerce store itself now I like to use shop five because it's

really simple and links down below to a free 14-day trial but once you've set

that up and it's very easy to set up you'll be greeted with this sort of

layouts now I want to quickly add as well even though we talked about gaming

products itself don't forget about print on print on demand okay you can

literally create t-shirts for a gaming niche now I'm talking about gaming memes

here I'm talking about speaking to the gaming audience with funny quotes you

can throw that onto a t-shirt and and that's very easy to do as well you can

do that through Shopify simply download an app called printful and now again

I'll link all the links or the relevant apps to underneath the video here in the

description box and but it's this specific app that I'm talking about

printful which allows you to create t-shirts based on a niche now that's

really powerful I will be talking to that technique or that's niche in this

particular video but I will go over the product itself so if you're interested

in print under man I've got a free tutorial series on this channel so go

check that out if you'd like but now but yeah go ahead and create your Shopify

store and then from here you're going to get Oh blow Oh blow app is essentially

an app that you tack on and then you can easily pull this product into your

Shopify store without doing anything else so once you've downloaded the app

Oh blow and you've set up shop a fire go back into your our products and then

pull this product and any other gaming products that you like or want to sell

and pull this into the ecommerce store now from there you're gonna set up the

the look of the store and whatnot and that's pretty easy to do you just type

in themes and then you set up the entire look and feel and this is why I love

Shopify because it's so easy to set up a store you can simply drag and drop items

into the store and so that's not going to take you too long

again if you want an in-depth tutorial on how to set up a Shopify store I've

got a completely free Shopify course ocean fire tutorial series on my channel

once again which I'll link in this video so go check that out if you're

interested in setting up your store from scratch so from here I want to give you

a quick example of what certain stores look like and this is considered a spy

tool so go ahead and go on to exchange marketplace calm and this will bring you

to this specific page and mind you this is powered by Shopify so this isn't some

sort of dodgy tour this isn't some sort of paid app that you need to pay for

this is completely free this entire method is completely free so going to

the exchange marketplace and this shows you all the drops drop shipping and

Shopify stores out there that are for sale ok so you're going to go ahead and

click browse and then go ahead and type in or not type in scroll to industry and

you can take a look here let's go into electronics and gadgets because that's a

relevant niche we will look for we want to sell gaming mices we want to sell

gaming keyboards etc so this is where it's at

so from here you can see specifically the stats of how much the store is

making revenue what sort of marketing platforms are

using etc etc so this is very interesting to give you an example of

what you can set up so just quickly looking at this devil oh it's a drop

shipping store electronics and gadgets niche very interesting so let's quickly

look at it very high profit margins as well we're looking at you know roughly

thirteen point two grand in total revenue in a single month and so that's

not profit sorry that is a revenue itself but click on to the relevant

listings and it'll give you an idea of what to set up or give you screenshots

and the link itself so it looks like a very simple store they've they've

included Facebook and Shopify stats here so I really urge you to go through these

these listings right because it will just give you nine

dear of what is selling what is not and the overall seeming that you should be

going for now this is let's let let this load okay this is an interesting one

this is a very this is a very trendy general store this I wouldn't I wouldn't

consider that this being in the gadget niche but again it shows you the

potential of information here that you can just basically spy on and then

replicate from for yourself so guys let's pretend that we've set this all up

completely okay we've got the Shopify store up you've got your products what

do you do now you want to place your products in front of the right people

and that's super easy to do with Facebook Ads if you do it correctly now

I've got this test account setup here so I just wanted to show you what this all

looks like but essentially from here all you want to do is create a campaign

let's start off with a conversion ad and now this isn't the right way to do it

particularly but Facebook Ads is a beast in itself and I'm not going to go into

detail in this tutorial here but I will quickly show you what you should be

doing generally if you're doing Facebook Ads so guys if we're selling that gaming

mom Mouse to certain people we want to target the right people now I'm in

Australia so I'm just gonna pretend that I'm talking targeting Australians and if

you're based in the States or you want to sell globally you can do what you

want to do however let's start off with the location itself in the age

demographic using common common sense here and of course I urge you to do

research on Google before you set these demographics and targeting options but

using common sense here I believe gamers are set to the 18 to 35

range I would even probably go further down to 16 and and I'm gonna target

males specifically and know hey to the female gamers that out there I know that

you're out there but I know obviously the gaming is more of a male dominated

hobby so we've set that up all I'm doing here is tailoring down so

I'm reaching the right people on not wasting my ad spend on irrelevant people

so detail targeting I want to use a technique called flex targeting which is

gonna need áown specifically to the exact audience that I want to target so

let's start off broad right here's how I like to do we always start off broad and

start with gaming itself okay so now I've got gaming as an interest okay

let's not expand interests and from here okay I've already got a thousand four

hundred people so that's too specific that's too little let's let's exit and

let's go global just for the sake of this tutorial let's go to the United

States actually so let's go United States for ten thousand people okay

maybe that so clearly here if you look at the size 217 that's that's not enough

people so let's go a bit more broader than that I am pretty sure this should

be a let's go with games okay so video games or games let's go with video games

because this has a broader targeting option so 37 million people okay that's

that's really high now so let's flex down and narrow the audience or in other

terms flex target so video games that's basically typing gaming mouse

well actually I know so I'm thinking about brands that do really good gaming

mouses so let's think about Razer gaming cuz I know for a fact that they are a

very big company what that does gamey but from here I can see let's go with

this one here Razer Inc I'm pretty sure that one is it ok so video games and

Razer Inc still got three million people that's still a little bit broad let's

narrow down a further and this is where it's going to get interesting because ok

this a let's think about trends here let's think outside the box I know that

there is a huge demand for fortnight ok the game itself I know that people going

crazy over there's PC gamers out there so let's go type in for tonight as an

interest and you're gonna flex down and we've still got two million people I

don't go even further down to this because I don't want to waste your money

here we've got to go really targeted okay so I'm gonna be talking about here

for tonight and like PC gaming because that is completely different that is

completely different than then console gaming because we're selling mices here

which is you know you're obviously not gonna use a mouse for a console sir

let's just go ahead and hit PC gamer and 1.3 mil now you get the gist really

ideally you want to get this under a million and I mean in terms of potential

reach because this is still a bit broad but you get the idea this is flex

targeting so from here guys okay you're going to set up your ad and I'm not

gonna go into further detail otherwise this videos gonna be extremely long I

think it's already long as it is but as you can tell already in ten minutes I

explain to you exactly how to find your product okay and you know appeal to the

gaming niche the eSports niche and then from there you can very quickly set up a

shop face tour and that's why I love Shopify and and the fact that they

provide a 14-day free trial is awesome so again links down below if you want to

try this method out and then from there you want to just do some research so

from there and you're gonna create the Facebook Ads get your store and product

in front of the right people and then if you're doing it correctly guaranteed

you're gonna start selling your products okay unless you're doing something wrong

and I know there's a lot of variables especially if you're doing this

completely fresh a completely new there's gonna be a lot of variables

where you can go wrong but just hit me up I am happy to help most of my videos

on my channel at this point in the at this stage have I answered a lot of

questions and in terms of dropshipping set up an e-commerce store so go check

out those videos I hope you enjoyed this video if you

have any questions or if you're trying out this method and you're targeting our

gamers let me know down in the comments below otherwise guys thanks for watching

and as always keep on hustling

For more infomation >> How To ACTUALLY Make Money Through Gaming & eSports | REALISTIC METHOD - Duration: 16:09.

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How to Earn Money on YouTube: Step by Step Course of Earning Money Online - Duration: 2:08.

Assalamu aleikum.

In this short video, I want to show you my example, how to work and make money without

leaving your home.

So.

First.

This is my YouTube account.

My channel.

I upload my videos here.

What happens next?

You all probably saw, that when you watch videos on YouTube, there is an advertisement,

Sometimes in the middle of the video, or in the beginning, and sometimes in the form of

a banner with some advertisement.

So.

YouTube pays you 55 percent of the revenue from this advertisement.

Advertisers pay money to YouTube, and YouTube pays half of that money to you, for showing

advertisements in your videos.

It's very simple.

Thank God.

We have some channels on You tube, and here is the income of one of them.

Here is, for example my income for last week.

Here 59$, 56, 56,47, 60.

Sometimes a little more, sometimes it is less.

This is despite the fact, there are not many videos in that channel.

In fact, by YouTube standards, it is not super large income.

I know people who earns much more.

I should say, I do not have a goal to earn million dollars per month.

I like things, the way they are.

Thank God.

Because now, I can live anywhere I want, go about my business, play with my kids, be close

to my loved ones, and sometimes, to devote time to the work.

So, I decided to create for you free, step by step course on earning on Youtube.

Free course, in the form of step by step instructions, from what kind of videos to upload, to how

to do it right.

If you have questions, ask them in the comments.

On the most popular questions, I plan to upload specail videos.

And also, I advise you, not to be limited only to my videos.

Today, there are a lot of useful information on this topic.

In the meantime, subscribe to our channel, put likes, and write your questions in the

comments =)

For more infomation >> How to Earn Money on YouTube: Step by Step Course of Earning Money Online - Duration: 2:08.

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Red Dead Redemption 2 Online - Easiest Way To Make Money ONLINE - Duration: 4:59.

What's up guys and welcome to another video today I'll be showing you one of

the easiest ways to make money on Red Dead Redemption online. Before we get

into the video make sure you leave a like make sure you subscribe and also

make sure you turn on notifications. The grind for Red Dead online is real by

completing the main story missions you will get only about 150 to 200 dollars

and that will take around about four hours to complete that is why I have

resorted to this method now this method what I'm doing is very very easy anyone

can do it I've seen a few tutorials online of people going into PvP and

playing that way getting like 10, 11 dollars every couple of minutes which is

very good but that does mean that you have to be a skillful player with this

method you don't have to be skillful and I'm gonna show you what you'll get if

you did it the worst possible way and you'll still making quite a bit of

money considering how this game is right now but pretty much what you want to do

is head to Blackwater and just above Blackwater you're just gonna roam around

there and hunt. round there you can find Bisons, bucks,

rabbits, different types of deers as well as other animals. I think you got

Cougars to the left of it there's a lot of different stuff going around Blackwater

and what you're gonna do is hunt them now with the footage that you're

seeing on your screen I have not got the best weapons I have two weapons to my

name that is a pistol and a rifle and it is not a good rifle is the first rifle

that you get when starting the game it is not the correct rifle to be hunting

with it's taken two or three shots for me to kill animals I'm not aiming for

the head I'm getting poor hides but I'm doing it a lot

now what I've been doing is after I've hunted all those I would go into Blackwater

and sell them and after every visit I'm getting at least $10 I would probably

hunt for about seven minutes and then head back in that I'll have a couple

rabbits I'll have quite a few different hides and I'll either have a buck laying

on top of the back of my horse or I'll have some bison hide which is very very

expensive but everything that I have is in poor condition and I'm still making

ten dollars once you get to a hundred dollars which will not take that long

it'll take roundabout all of you to get $100 what

you're gonna want to do is start upgrading your weapons now at the moment

I do not know where I can get a bow and arrow if anyone knows please tell me

please leave it in the comments down below because I'll help me massively but

I believe you can get a varmint rifle for free I went to go to a gun store as

well as a few other weapons you can get for free as soon as you get them you

will be making a lot more money your hides will be good especially with a

varmint rifle what you can do is start getting perfect hides once your hunting

rabbits at that point I believe we can be easily making twenty dollars at least

every every time you visit Blackwater to go and sell all your stuff at the

butchers I did say earlier the different animals that are round black what you've

got bison, bucks, rabbits but the ones you want to look out for the most or not

the ones but the one is a cougar. A cougar is very very expensive even if you have it

in very very poor condition I managed to come across one it was by accident it

was before I even started to think about doing this as a actual method to make

money in Red Dead Redemption online it just out of the blue attacked me I ended up

killin it. I think I put four bullets into it so yet again it was very very

poor meat, poor hide but I laid that on the back of my horse went back into

Blackwater and managed to sell it for I think just over five dollars I think it

was five dollars and five cents or something like that which is very very good so I highly

recommend you do the same thing anyway that is just a quick video on how I've

been making up my money on Red Dead Redemption online I will be definitely

be bringing out some other videos to show you how other ways different ways

to be making money online it is an incredible grind right now I've only

been playing it for two hours and I think I'm like on 120 dollars which is

very very good for what's been happening for other people like I said right at

the beginning if you were to do all the main stories which I I do recommend

doing but you're only gonna get 150 to 200 dollars and it does take about four

hours traveling from the right hand side of map all the way down to tumbleweed

which it is kind of crazy it's kind of crazy

especially once you've got a horse with very very low stamina but anyway guys

that is the end of the video I hope you guys did enjoy if you did enjoy don't

forget to leave a li ke and subscribe but for now I'm going, so see ya

For more infomation >> Red Dead Redemption 2 Online - Easiest Way To Make Money ONLINE - Duration: 4:59.

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earn money on wowapp latest update//make money from android - Duration: 8:48.

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For more infomation >> earn money on wowapp latest update//make money from android - Duration: 8:48.

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How To Make $30 Per Hour Just BY WATCHING VIDEOS Online EASY 2019 - Duration: 11:18.

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